United Business Funding provides Business Loans, Business Cash Advance, and Merchant Cash Advance Services.
Have a question? Call Us:
Rates & Terms – We Offer the Best Business Loan Rates & Terms
Merchant Cash Advance & Business Loan Programs – 5 to 24 months
Bank Only Loan Program – 5 to 14 months
Our repayment terms consist of either a mutually agreed-upon percentage of sales that is deducted from your daily sales receipts until full repayment is reached, or a fixed payment schedule is created.
Our business funding programs were created as an alternative means of financing for small to mid-sized businesses that are unable to obtain financing from conventional banks and lending institutions, or cannot wait 30 to 60 days for a conventional loan approval. Although conventional banks offer lower rates, 80% of business loan applicants are denied when applying for business financing from their bank.
Due to our funding provider’s willingness to take a higher risk than conventional banks, our programs are generally priced higher than conventional bank loans. Each application is evaluated and priced individually. Applicant’s will usually see comparable APRs ranging from 19.99% to 39.99%. Pricing also depends on the term and amount funded.
However, the increase in revenue that our client’s businesses often generate with the use of our funds commonly offsets this higher cost. Our funding programs provide your business the opportunity to grow your business, when banks say “NO”.
Get Started Today
By submitting you affirm that the information provided is true and accurate, to the best of your knowledge.