United Business Funding provides Business Loans, Business Cash Advance, and Merchant Cash Advance Services.
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FAQS – Frequently Asked Questions about Our Business Loans
DO YOU PROVIDE FUNDING TO START-UP BUSINESSES?
NO. Your business must have been in operation for at least 4 months, if you process credit cards, or at least 12 months, if you do not process credit cards.
DO I HAVE TO CHANGE CREDIT CARD PROCESSORS?
No. Our funding programs do not require you to change your credit card processor. In fact, we have programs that do not even require your business to process credit cards. However, keep in mind that we do offer a wholesale credit card processing program, that can lower your business processing costs by 15 – 35%.
HOW MUCH MONEY MUST MY BUSINESS GENERATE TO QUALIFY?
Your business must generate at least $8,000 or more in gross sales per month.
WHAT IF I’VE HAD A PREVIOUS BANKRUPTCY?
If you process credit cards, you may not have a current open bankruptcy. If you do not process credit cards, any bankruptcy must be discharged at least 1 year.
HOW MUCH MONEY CAN I GET?
We can generally approve your business for a cash advance of up to 125% of your gross monthly sales.
WHAT IF MY CREDIT SCORE IS VERY LOW?
Unlike most other funding programs, we have NO MINIMUM FICO requirements.
WHAT TYPES OF BUSINESSES DO NOT QUALIFY?
We can provide unsecured business loans to a wide range of businesses. However, there are certain business types that may require additional documentation or and/or security. Please click on the button below to review a list of restricted business types.
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